Can You Get A Voided Check Online? All You Need To Know

A voided check is a normal check with the word “VOID” written across it so it can’t be used to pay anything. People usually need to give a voided check when setting up things like direct deposit or automatic bill payments.

The voided check shows your bank’s routing number and account number. This way, the payer can send money to the right place, but the “VOID” makes sure no one can actually cash it. 

Even though a voided check is easy to make, not everyone has a checkbook. 

Below, we explain “Can you get a voided check online?”. We cover bank apps and websites, digital tools, and other ways to share your account info safely. We also look at alternatives if you can’t get a check at all.

What Is a Voided Check and Why Do You Need One?

A voided check is simply a check with the word VOID written across it. This prevents it from being used as payment. The reason companies ask for it is that a check carries all the needed info. By giving a voided check, you confirm your exact account details without giving a blank check. 

You may need a voided check for: 

• Payroll Direct Deposit

• Government Benefits

• Automatic Bill Payments

• Account Linking

• Payroll Services

How to Void a Physical Check

If you do have a checkbook, voiding a check is easy. It’s still worth knowing how to do this, even if you plan to get one online:

• Get a Blank Check: Use a new check that you haven’t filled out for payment.

• Write “VOID” clearly: Use a blue or black pen and write the word VOID in large letters across the front of the check. 

• Keep Account Numbers Visible: Be careful not to scribble out the numbers at the bottom. The bank’s routing number and your account number must remain legible, since that’s the key info needed. 

• Do Not Sign It: Don’t sign a voided check. In fact, writing your signature line “VOID” is part of the process.

• Record It: Write down in your check register that this check number is voided. That way, you won’t forget and think the check might still be clear.

That’s it. The voided check now serves only to show your account details.

How To Get a Voided Check Without a Checkbook

What if you don’t own a checkbook or have run out of checks? You can still give someone the needed bank details without physically writing on a check. Here are the main options:

1. Ask Your Bank for a Counter Check

Most banks offer a service called a counter check. This is a plain, unstamped check your bank can print or handwrite for you at a branch.

It looks like a check, but it may not have your name printed on it. You can simply write “VOID” on this counter check and use it like any other voided check. 

2. Use Your Bank’s Direct Deposit Form

Most banks let you download or generate a direct deposit form online. This form is essentially a piece of paper with blanks for your name, bank name, account number, and routing number. Many banks even prefill this form with your details. 

3. Try Online Banking Tools for Account Info

In many cases, you don’t even have to print anything. For example, some payroll portals allow you to enter your routing and account number directly. You can copy those numbers from your online banking app. 

Bankrate suggests that submitting your banking info directly online can eliminate the need to use a voided check or paper forms. This might involve logging into your payroll or bill-pay portal and typing in the numbers.

4. Email or Upload a PDF Copy

You can often email a PDF of a voided check. After downloading the prefilled form or printing a counter check, simply email it as a scanned PDF (or photograph). The recipient (like HR or payroll) will see the “VOID” mark and your bank details. 

Most companies accept a scanned voided check by email or fax. Just be sure to use a secure email when sending sensitive info. In short, you don’t need a checkbook. Just use your bank’s online forms or branch services to get the same account details on paper or PDF.

Getting a Voided Check Online With Major Banks

Banks differ on how they let you get a “voided check.” Chase, Wells Fargo, and Bank of America all allow their customers to obtain the needed bank details online. Chase and Wells force a form PDF; Bank of America has a form and even uses Erica. None of them explicitly says “virtual void check,” but each provides the account info digitally.

Here are the current options for three big U.S. banks (as of 2025):

Can You Get A Voided Check Online Chase?

Can you get a voided check online Chase? Yes. If you bank with Chase, simply log in to Chase.com or the Chase mobile app. Choose the account you’ll use, then go to Account Services and click “Set up direct deposit form.” The system will create a prefilled PDF form that includes your routing and account numbers, with a sample voided check image. 

You can download this PDF and give it to your employer. This form itself usually shows “VOID” on the image of the check it contains. In short, Chase lets you get the equivalent of a voided check online.

Can You Get a Voided Check Online Wells Fargo?

Can you get a voided check online Wells Fargo? Definitely, yes. Log in to Wells Fargo’s online banking or mobile app and look for the Direct Deposit or Payments section. The Wells Fargo site explains that you can select your account. It will pre-fill the form with your routing number, account number, and account type.”

This creates a complete direct deposit guide you can print or share. You can also download a blank Wells Fargo Direct Deposit/Automatic Payments form (PDF) and fill it in manually if needed. Either way, the result is the same as a voided check. It shows your account details on an official form.

Can You Get a Voided Check from Bank of America Online?

Can you get a voided check online Bank of America? Yes. BofA’s online banking provides a prefilled direct deposit form, too. When logged in, you can download a “prefilled direct deposit form” with your account and routing numbers. 

On mobile, you can ask Erica (the BofA assistant) to download a prefilled direct deposit form for you. This form will have all your details correctly filled in. You then print or email it to whoever needs it.

So, can you get a voided check from Bank of America online? Yes, you can. These digital forms replace a voided check in practice. Bankrate points out that direct deposit forms are one of the main alternatives to a voided check. Many banks explicitly offer them, and they should suffice as proof of your checking account.

In fact, Bankrate notes that if you can’t provide a voided check, a direct deposit form, or an official bank letter work just as well.

Can You Get a Virtual Voided Check?

You might wonder about a “virtual void check”. Perhaps a digital image or app feature that replaces the paper check. Officially, banks don’t use the term “virtual void check,” but some of the above methods are essentially the same thing. 

When you download a direct deposit form from your bank, that is like a digital voided check (it often shows a check with VOID stamped on it).

Mobile App Previews of Voided Checks

Some mobile banking apps allow you to preview a “voided check” image. For example, in Chase’s mobile app, you click “Set up direct deposit,” and it generates a PDF showing your account info with VOID. 

You can then save or email it. Similarly, Wells Fargo’s app creates a prefilled direct deposit form. So your phone itself is creating that “virtual void check.”

Downloading Bank PDF Statements

Many banks let you download recent statements and check images. If your last statement shows an image of a check, you can sometimes get an image of a voided check from your statement history. For example, some banks used to print a sample check at the bottom of statements. This is less common now, but worth checking.

Using Third-Party Voided Check Generators

There are online voided-check generators. These are not banks, but paid services where you enter your routing and account numbers, and they make a professional voided-check PDF. 

While convenient, you should be cautious and only use a reputable service. Always ensure it uses SSL encryption and doesn’t store your data.

Direct Express Card

If you’re dealing with federal benefits and don’t have a bank, note that there is an alternative called the Direct Express card. Social Security allows benefits to be loaded onto a prepaid debit card instead of a bank account. That’s not a voided check, but another way to receive payments if you can’t set up a bank direct deposit.

The simplest virtual option is just downloading or emailing the direct deposit form from your bank’s website or app. The bank itself is doing the “virtual void” for you.

Helpful Alternatives to a Voided Check

Sometimes you might not even need a voided check form. Here are common alternatives:

• Provide Bank Details Directly

• Direct Deposit Enrollment Form

• Bank Letter

• Deposit Slip

• Online Bill Pay / ACH Setup

• Check Image Service

The goal is to share your exact bank info in a safe way. If you can’t or don’t want to use an actual check, just give the routing and account numbers or use an official form. 

Wrapping Up

Getting a voided check online is simple and doesn’t require a checkbook. Most banks provide digital options, such as downloadable direct deposit forms, secure PDFs or counter checks. All of these serve the same purpose as a traditional voided check, making it easy to set up direct deposits and automatic payments.

If you also need pay stubs to go along with your direct deposit setup, you don’t have to wait for HR or payroll delays. You can instantly create professional pay stubs online with our reliable pay stub generator. It’s quick, accurate, and gives you the documents you need for employment, loans or record-keeping in just minutes.