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As a contractor, clients pay you directly, often with nothing more than a bank transfer to show for it. That is fine until you apply for an apartment, a car loan, or a home loan and they ask for proof of income. The good news? A pay stub is the fastest way to give it, and you can make one right here.
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Want to learn more about taxes, pay stubs, and proof of income? Our blog breaks it all down in plain language, with simple tips you can actually use.
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A 1099 pay stub shows what you earned, what taxes apply, and what you take home. It puts your income in the same layout banks and landlords see from regular employees. So instead of explaining your setup, you hand over one clear page.
You do not have to get a stub from a client, but making your own is the easiest way to show your income. Banks, landlords, and lenders ask for pay stubs all the time, so having them ready saves you time.
It looks the same. The difference is in the details: a contractor stub shows your business name instead of a boss, and the taxes cover self-employment tax. Contractors pay both parts of Social Security and Medicare, 15.3% in all.
Just your name, business name (or Independent Contractor), your address, the pay dates, and what you earned. We take care of the federal tax, state tax, Social Security, and Medicare.
Our stubs use a standard payroll layout and include what banks look for: business info, pay dates, gross pay, the taxes taken out, and take-home pay. The numbers just need to be true.
Yes. Put all your clients on one stub for each period, or make a separate stub for each one. For loans and apartments, one stub with your total income is usually clearest.
We work out federal tax based on your income and filing status, plus your state tax. For Social Security and Medicare, we cover both parts, for a total self-employment tax of 15.3% (12.4% Social Security plus 2.9% Medicare).
Professional 1099 Pay Stubs in Minutes
No software, no sign-up. Enter your contractor income, let us handle the taxes, and download a professional 1099 pay stub right away, backed by our 30-day money-back guarantee.
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